The rising cost of public liability insurance has had a tremendous
impact on community events.
As well as being good practice, an effective risk management program
is a positive strategy for your organisation to identify unexpected
and costly surprises.
Risk Management Tools
Developing effective risk management strategies for your event
may seem daunting. However, there are tools available to help make
the task easier.
Can You Risk It?
This document outlines a simple approach for implementing risk
management based on the Australian/New Zealand Standard for Risk
Management. It includes the basics of Risk Management and sample
forms for a paper based risk management process.
To View or print the Risk Management Introduction document, you
will need a copy of the free Adobe Acrobat Reader which may be downloaded
from Adobe's web site.
(Excel File for Excel 97/200/XP) THIS FILE MUST BE USED IN EXCEL
This simple spreadsheet is designed to capture an organisation's
risks and the related controls and proposed treatments. If you do
not have access to a suitable version of Excel, the Can
You Risk It? link includes sample forms for a paper-based risk
The State Government has introduced a number of initiatives to
address the public liability crisis, including the following significant
pieces of legislation:
Volunteers (Protection from Liability) Act 2002
- Some one who is volunteering for an incorporated not-for-profit
organisation and operates in good faith when doing community work
and within the organisation's guidelines is protected from personal
civil liability under this act, subject to certain exceptions.
- The intent is that the liability will transfer to the community
organisation with which they are involved.
- This means that volunteers cannot be sued for something they
did or failed to do, if they are acting within the scope of the
work and directions given to them bu the community organisation.
Protection through Associations Incorporation Act 1987
- Incorporation creates a legal entity (the organisation) that
is separate from the individual members.
- The Associations Incorporation Act provides a level of protection
to an individual member from being sued for the action of the
association or of another member of the association.
- The Act does not protect a member of an association from being
sued for their own actions, eg negligence or wrongful acts committed
- Members and committee or board members of unincorporated bodies
can be sued as individuals.
- Any association is eligible to be incorporated if it has five
members and is formed for any of the purposes listed in the Associations
Incorporation Act 1987. These purposes are reflected in clause
3.1 of the volunteers (Protection from Liability) Act 2002.
For more information visit www.docep.wa.gov.au/associations
Insurance Commission of Western Australia (Amendment) Act 2002
- This legislation enables the Government to provide insurance
cover to eligible not-for-profit groups that are aligned
to Government, provide an essential service to the community
and are unable to obtain affordable cover.
For more information visit
WHERE TO GET MORE HELP
The Insurance Commission of Western Australia has developed
the following website for not-for-profit organisations to obtain
further risk management information:
Telephone: (08)9264 3333
The Department of Sport & Recreation have an excellent website
of up to date Risk Management resources: Website:
South West Office: 80A Blair Street BUNBURY WA 6230
Phone: (08) 9791 7100
Fax: (08) 9791 7963
The Council of Social Service of New South Wales www.ncoss.org.au/projects/insurance/providers_schemes.html
Provides a list of Insurance Providers working with the not for
INSURANCE AGENTS IN THE SOUTH WEST
Marsh -"Affinity for Events
Telephone: Adelaide Office
(08) 8211 7655
Aon Entertainment Division of (Aon Risk Services)
Telephone: Sydney Office (02) 9253 7819 (02) 9253 7570
McNaughton Gardiner Insurance Brokers Pty Ltd
Contact: Neville Zelinka
Telephone: (08) 9213 9888
Westcourt Insurance Great Southern
Bunbury contact: Troy Mahony
Telephone: 9721 5432
Fax: 9223 8875
Mobile: 0428 988 895
PO Box 6206
South Bunbury WA 6230
Great Southern Insurance Broking Centre
291 York St
Albany WA 6330
Telephone: 9841 6166
Albany District Insurance Brokers Pty Ltd
2/60 Aberdeen St
Albany WA 6330
Community Care Underwriting
for non profit community events and clubs
www.community-care.com.au for quotes.
Also provides links to other insurers.
Telephone toll free: 1300 780 808 for insurance enquiries
Jardine Lloyd Thompson Insurance Brokers
Telephone: 9426 0456